Friday, January 28, 2011

Stressed out...

I am so glad it is Friday, because it has been an unbelievably stressful week.  About a year ago, Vince and I made the decision together to stop paying on my credit card bill.  It was either that or lose our house so really it was a no brainer.  Well, this week it is all coming to head because I got the letter saying that Citibank had filed a judgement of default against me, and I had no clue what that meant, plus it scared the crap out of me.  Once Vince got home from work Wednesday night, we went online and began to do some research.  Turns out the credit card has to file judgement against you in order to file a claim to the IRS to get a $3000 or so credit for non payment.  They can't touch our house, they don't want my car, and I haven't had a "job" in over 2 years.  Essentially my credit is just shot for about 7 years, and I can handle that.  I will NEVER have another credit card for the rest of my life, and I mean that.  Clearly I can not be responsible with one, and if I don't have the money to buy what I want, then I don't get to buy it...simple as that.  Needless to say my anxiety has been off the charts over all this, and I just feel shitty about it all.  It's quite embarrassing.  Laura also made me feel better, because she and Karl have had to do the same thing.

So to try to relieve some stress today, I decided to do 2 things... 1. I went to the library to find some books on sewing and fashion so that I can really learn all the terminology, and I need to learn a lot of different stitches and what they are used for as well as how to handle different types of fabric/material.  I put a couple on reserve, found some new books for B-bo and then got super excited because they had a copy of "The Girl Who Kicked the Hornet's Nest" available.  I have been ready to read it for about a week.  Too bad the author died suddenly in 2004... It was supposed to be a 10 book series... There is a 4th, but it is tied up in court between the author's girlfriend and family... I hope it eventually gets published because the books really are amazing...intense but soooo  good.


Now on to #2... I am working on a "RED" photo collection right now.  Vince is doing a blog for work that is of pictures featuring the color red because that is his company's signature color.  I thought it would be a fun project for me so I took my camera around today and took a few pix featuring the color red.

My Aunt Cathy sent Bella, Mynus, the little red ugly doll below.  Last night she decided that Mynus needed a blue friend named Lily Meludi, and she drew a picture of her and asked if we could make her out of fabric.  I really love my kiddo <3



I am feeling better, and it is supposed to be 60 degrees on Saturday!  Exciting stuff.  Ok, time to go relax a bit before heading to pick up Bella from school...

xoXXoOoo

4 comments:

  1. Suzy I had no idea about your credit card. I'm sorry about that and the stress it has caused you. Real life stress sucks. Remember the good old days when you could stress about a boy or a test? Yeah...thems were the days.

    I love those little ugly dolls. Will you make one for Grant? :)

    And I've said it before and I'll say it again...I can't believe you like sewing. Crazy.

    OH...and I guess Rachelle saw my post to you about blogging...and she said, "I'd love to read your blog..."

    I was like...well....my response:
    I do and I don't have a blog. I do have one...but it's more like a diary...:) Suzanne and I do a project every year. 2 years ago it was the 7:15 project. Last year we journaled...we both wrote in a journal morning and night...then at the end of the week we sent it to each other. We were able to keep in touch better that way, but also, we created a keepsake. We now need to return all 52 letters to each other.

    So instead of doing that...this year we are writing blogs...but only ones that we each see. :) While I might be okay sharing it...she and I both agreed we would only share it with each other.

    ReplyDelete
  2. At least the constant phone calls stopped months ago, but the cop delivering papers to me at my house in early December about sent me over the edge. Real world stress sucks giant donkey balls, and I would take silly college stress any day over this nonsense!

    I would love to make Grant an ugly doll :) I will let Bella help design it, she's really into that these days.

    I gotta say, I am so proud of us and all our projects. We have great follow through, and this blogging thing is turning out to be awesome. Maybe next year we can let people into our little world, or not we will just see :) I like having something just between us <3

    Love you, and thanks for being my best friend...

    xoxooo

    ReplyDelete
  3. Ditto! Mwah!

    And that would be so cool if Bella designed it! :)

    ReplyDelete
  4. Hey...I was thinking about your credit card stuff and asked the lawyers I know, Chris & Erin about this...anonymously...:)

    They said that credit card companies are willing to deal - even if you can only pay $10-$20 a month. They'll take anything and this will take the heat off of you and they'll release the lawsuit etc. or whatever it is.

    Just a thought - it would help relieve the stress. If you want to ask them any questions...or have me ask them - it's free law advice (although they know Texas law but most states have similar standards).

    Let me know. Love you.

    ReplyDelete